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How bhootnathday Handles Your Personal Data

This Privacy Policy sets out exactly what personal data bhootnathday collects when you open an account, how we store and protect it, and the rights you hold over…

Data collected only for account purposesUPI, Paytm, PhonePe transaction data kept secureNo data sold to third partiesYou can request access or deletion at any timeIndia-applicable jurisdiction

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What This Policy Covers and Where It Applies

bhootnathday Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

bhootnathday collects personal data — including your name, contact details, payment identifiers and account activity — when you register and when you transact. Payment data associated with UPI, Paytm and PhonePe flows is recorded solely to process and verify your deposits and withdrawals; we do not

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store full payment credentials on our servers. This policy applies to all accounts where access is permitted under local law. We retain transactional records for the period required by applicable Indian regulations, after which they are securely deleted or anonymised. Third parties who support our platform
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— such as payment processors — operate under data-processing agreements that bind them to the same standards we hold ourselves to. Access to and use of bhootnathday depends on local law and is available where local law permits.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

PRIVACY CONTACT PATHS

Reach Us About Any Privacy Question

If you have a question about how your data is handled, want to request a copy of what we hold, or need to ask us to…

DATA HANDLING PRACTICES

How We Protect and Manage Your Account Data

Every data-handling practice listed here reflects what we actually do inside our systems — not aspirational copy.

Encrypted Data Storage

All personal data stored on bhootnathday servers is encrypted at rest using current-standard encryption protocols. Access to stored records is restricted to authorised staff operating under strict internal data-access policies and audit logging.

Cookie and Tracking Policy

We use session cookies to keep you logged in and analytics cookies to understand how pages are used. You can manage cookie preferences through the settings panel in your account. We do not use advertising cookies that track you across external websites.

Account Security Controls

Your account is protected by password hashing and optional two-factor authentication via SMS or an authenticator app. Login attempts from unrecognised devices trigger an additional verification step before access is granted to your account or wallet.

Data Retention Schedule

Account data is retained for as long as your account remains active and for the period required by Indian law after closure. Once the mandatory retention window closes, records are either permanently deleted or anonymised so they can no longer be linked to you.

Your Right to Access and Correct

You may request a full copy of the personal data we hold about you at any time. If any detail is inaccurate — your name, address or contact number — you can submit a correction request through support and we will update the record within five working days.

Third-Party Data Processors

Payment processors handling UPI, Paytm and PhonePe transactions are contractually bound to process your data only for the purposes we specify. We do not permit them to use your payment data for their own marketing or share it with unrelated parties.

Common Questions About Your Privacy on bhootnathday

The questions below cover the data rights and privacy practices we are asked about most. If your question is not answered here, contact our privacy team directly and we will respond within seven working days.

We collect your name, email address, mobile number, date of birth and the payment identifiers linked to your UPI, Paytm or PhonePe account. This data is used solely to verify your identity and process your transactions.

We share data only with payment processors, identity-verification providers and, where legally required, regulatory authorities. We do not sell your personal data or share it with advertisers or unrelated commercial partners under any circumstances.

Send a data-access request to our privacy email address or raise it through live chat. Include the email registered to your account. We will compile and send you a copy of your data within seven working days of receiving your request.

Yes. Submit a deletion request through support or by email. We will remove or anonymise your data once the legally required retention period has passed. We will confirm in writing when the deletion has been completed on our systems.

We retain records for the period mandated by applicable Indian law following account closure. After that window closes, all personally identifiable information is either permanently deleted or anonymised so it cannot be traced back to you.

We store transaction reference IDs and confirmation numbers to reconcile deposits and withdrawals, but we do not store your full UPI handle credentials, Paytm wallet password or PhonePe PIN. Payment authentication happens on the respective payment provider's own secure infrastructure.

Contact our support team via live chat or email with the correct details and a valid supporting document. We will review and update your account records within five working days and send you a written confirmation once the change has been made.

How bhootnathday Handles Your Personal Data

Reach Us About Any Privacy Question

How We Protect and Manage Your Account Data

Encrypted Data Storage

Cookie and Tracking Policy

Account Security Controls

Data Retention Schedule

Your Right to Access and Correct

Third-Party Data Processors

Common Questions About Your Privacy on bhootnathday

01 What personal data does bhootnathday collect when I open an account?

02 Does bhootnathday share my data with third parties?

03 How can I request a copy of the data held on my account?

04 Can I ask bhootnathday to delete my personal data?

05 How long does bhootnathday keep my account data after I close my account?

06 Are my UPI, Paytm and PhonePe payment details stored on bhootnathday servers?

07 How do I update inaccurate personal details on my account?

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